Travel Insurance

Why have we chosen World Nomad?

Our Travelgo Team would like you to feel safe throughout your entire journey, wherever it may be. WorldNomads.com TravelInsurance is designed for the independent and adventurous traveller. The insurance covers your delayed journeys, your baggage or your medical treatment abroad.

We really like the simplicity and flexibility of WorldNomads.com’s insurance:

  • You can set it up or extend it while away from home
  • It is available to people from 150 countries travelling worldwide
  • There is a possibility for online extension and claim
  • It covers your adventure, including a 100 sports and other activities
  • Give a little back to local communities
  • It lets you stay informed and safe while travelling

Before elaborating on the details we need to clarify a couple of things:

First and foremost, never go anywhere without travel insurance!

Anything can happen in any given moment

Such is life. Here comes the day of your much anticipated journey exept that you wake up with a severe fever and a nasty cough. Your doctor prescribes you antibiotics and declares you unfit to travel. You have to cancel your flight.

Cancellation is an important part of every travel insurance policy. When you buy your policy before you depart, you’re covered if you’re seriously sick or injured and cannot start your trip. Some policies include coverage for pre-booked travel if your trip is interrupted after it starts. You can save a lot of money and free yourself from a lot of unpreasantness if you’re insured.

You can get sick any time

This doesn’t sound too good but it can happen any time. As in any given moment in life, there can be a health emergency during the journey as well, when it can become very important, sometimes life-saving if you have travel insurance. For instance, it’s not unheard of that from a country where the standard of health care did not allow urgent intervention, the patient had to be transported to another country. Times like this, WorldNomads.com’s travel insurance will allow the company’s own medical team to contact you, your family members and the local medical team in order for you to receive an immediate and the best possible medical care available and, if necessary, take you home. In some instances where there was an unforeseen health emergency, travel insurance covered a staggering $80.000 medical cost.
Adventure sports can be thrilling and exhillarating but they can go horribly wrong in an instance. A traveller was snowboarding in Canada and had a very bad accident, suffering a spinal injury. WorldNomad’s emergency teams and local medical staff assisted in getting the patient stabilized, then airlifted to a major hospital for treatment. The specialized spinal treatment was covered by the policy, as was the costs of returning the patient home, altogether $150.000.

Something unpleasant can happen any time

For instance that you are robbed. Unfortunately it can happen anywhere in the world. Being robbed is scary enough for anyone but it is made even more painful when you can’t recoup the cost of your stolen item. With WorldNomad.com travel insurance, not only can you receive reinbursement for the cost of stolen items, but you can also submit your claim online while travelling. The company does its best to make it easy and quick so travellers don’t have to wait any longer than necessary to have their claims handled.

After clarifying why it’s not advisable to travel without insurance, let’s look at the details:

Travel Insurance

You would rather not think about all the things that can go wrong on your trip, but these things can and do happen. The reason we chose to be partners with WorldNomads is because their travel insurance is designed for the independent travellers and for the intrepid families. It has been designed by travellers for travellers, to cover trip essentials. This insurance covers a broad range of activities and it can be bought and extended while travelling. WoldNomad.com doesn’t only keep travellers and their families safe but allows travellers to make teir trip smarter and safer.

Let’s see who can be covered by our insurance:

  • Citizens of more than 140 countries
  • Those who have already started their journeys
  • All types of travellers: those who travel alone, travel together with someone, families, including single parent families as well
  • Older travellers: age is not an issue with this insurance. The age limit for some of their services is 70 years. They are working on extending this limit further
  • For those seeking adventure and excitement: the ones who love exploring and streching their boundaries.more than 200 activities are covered
  • The so called ’digital nomads’: the ones who tell stories while travelling. Their insurance covers their laptops, Ipads, mobile phones and some of their photo equipments
  • The ones on a long break: they leave their arrival dates open because they appreciate extended journeys and flexibility while travelling. They are backed up by travel insurance for the entire journey

Let’s explore the most important ones:

Buying Cover while Travelling

If your journey takes longer than you’ve expected, this insurance lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

The multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Cover for 150+ Adventure Activities

The WorldNomads love exploring their boundaries while travelling. They have worked for over ten years, developing one of the longest lists of covered activities.

Donate to Local Communities

They connect their customers to projects run by established charities so customers can fund projects in destinations with the greatest needs.

The Advantages of Travel Insurance or How Customers are Taken Care of

Trip cancellation/trip protection:

If you’re hospitalised unexpectedly or your travel partner’s got ill, maybe  someone in the family deceased? It’s all covered

Emergency Medical Expenses:

You are healthy and fit right now but what happens if there’s an unexpected medical emergency, God forbid you get sick or injured? This insurance covers all of the above.
Emergency Medical Transport/Evacuation and Repatriation:
You’re banged up abroad? Need a hospital urgently? Medivac home? Help starts with WorldNomads.

Gear Protection:

Do you love taking photos, making films, doing sports but your passport or your equipments get stolen? Or it could be the airline that has lost your gear? Your bags are delayed? They’ve got your back.

What type of activities and expenses are covered?

  • Emergency overseas
  • Trip cancellation and interruption
  • death
  • stolen or damaged baggage
  • terrorism
  • delayed baggage
  • emergency medical evacuation and repatriation
  • pregnancy
  • emergency dental treatment
  • medical emergency
  • stolen passport
  • pre-existing medical issues

The most popular sport and extreme sport activities that are covered:

  • skiing and snowboarding
  • scuba diving
  • hiking
  • mountainbiking
  • kayaking and rafting
  • bungee jumping

For more details on terms and conditions, limitations, exclusions and termination provisions of your travel insurance please contact the Word Nomads.com travel insurance website where you’ll find answers for all your questions.

All of the information we provide about travel insurance is a brief summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

WorldNomads.com Pty Limited (ABN 62 127 485 198 AR 343027) at Governor Macquarie Tower, Level 18, 1 Farrer Place, Sydney, NSW, 2000, Australia is an Authorised Representative of Cerberus Special Risks Pty Limited (ABN 81 115 932 173 AFSL 308461) and is underwritten by certain underwriters at Lloyd’s. WorldNomads.com Pty Limited markets and distributes insurance products of Bupa Denmark, filial af Bupa Insurance Limited, England, Palaegade 8, DK 1261 Copenhagen K, Denmark, CVR 31602742, which is authorised by the Prudential Regulation Authority (UK) and subject to limited regulation by the Danish Financial Services Authority Finanstilsynet (DK). World Nomads Travel Lifestyle (Europe) Limited (Company No 601852) markets and promotes travel insurance products of Nomadic Insurance Benefits Limited (Company No 601851), First Floor, City Quarter, Lapps Quay, Cork, Ireland. Nomadic Insurance Benefits Limited is regulated by the Central Bank of Ireland. World Nomads Limited (05443592) is an Appointed Representative of Millstream Underwriting Limited (FCA Firm ref: 308584) at 52-56 Leadenhall Street, London, EC3A 2DX, United Kingdom. World Nomads Inc. (1585422), at 520 3rd Street, Suite 201, Oakland, CA 94607, plans are administered by Trip Mate Inc. (in CA & UT, dba, Trip Mate Insurance Agency) at 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, USA, with 24-hour and Assistance Services provided by One Call Worldwide Travel Services Network, Inc. and plans underwritten by Nationwide Mutual Insurance Company and affiliated companies, Columbus, OH. World Nomads (Canada) Ltd (BC: 0700178; Business No: 001 85379 7942 RC0001) is a licensed agent sponsored by AIG Insurance Company of Canada at 120 Bremner Boulevard, Suite 2200, Toronto, Ontario, M5J 0A8, Canada. World Experiences Seguros De Viagem Brasil Ltda (CNPJ: 21.346.969/0001-99) at Rua Padre João Manuel, 755, 16º andar, São Paulo – SP, Brazil is an Authorized Partner (Representante) of Zurich Minas Brasil Seguros S.A. (CNPJ: 17.197.385/0001-21) at Av. Getúlio Vargas, 1420, 5th floor, Funcionários, Belo Horizonte, State of Minas Gerais through the SUSEP Process 15414.901107/2015-77. All World Nomads entities listed above, including Nomadic Insurance Benefits Limited, are subsidiaries of nib holdings limited (ABN 51 125 633 856).